Apa itu mobile banking

Mobile banking merupakan layanan yang memungkinkan nasabah bank melakukan transaksi perbankan melalui ponsel atau smartphone. Layanan mobile banking dapat digunakan dengan menggunakan menu yang sudah tersedia melalui aplikasi yang dapat diunduh dan diinstal oleh nasabah.

BRImo merupakan Aplikasi Keuangan Digital Bank BRI Terbaru berbasis data internet yang memberikan kemudahan bagi nasabah maupun non nasabah BRI untuk dapat bertransaksi dengan User Interface dan User Experience terbaru, fitur login face recognition, login fingerprint,  top up gopay, pembayaran QR dan fitur-fitur menarik lainnya, dengan pilihan Source of Fund/ sumber dana setiap transaksi dapat menggunakan rekening Giro/ Tabungan.

Tujuan pengembangan aplikasi BRI Mobile BRImo versi terbaru adalah untuk mempersiapkan business model baru ke depan, pergeseran habit nasabah yang sebelumnya bertransaksi melalui unit kerja BRI, kemudian shifting ke ATM dan SMS Banking, diharapkan ke depan seluruh nasabah mulai bertransaksi melalui internet banking. Cara daftar BRImo serta aktivasi aplikasi BRImo Mobile Banking BRI terbaru ini sangat mudah, bisa dilakukan langsung melalui aplikasi BRImo. Download bri mobile banking dan internet banking terbaru dari promo.bri.co.id Indonesia ini juga mudah, aplikasi BRImo tersedia dan bisa di unduh melalui google play store maupun app store

Definisi

Mobile banking merupakan layanan yang memungkinkan nasabah bank melakukan transaksi perbankan melalui ponsel atau smartphone. Layanan mobile banking dapat digunakan dengan menggunakan menu yang sudah tersedia melalui aplikasi yang dapat diunduh dan diinstal oleh nasabah. Mobile banking menawarkan kemudahan jika dibandingkan dengan SMS banking karena nasabah tidak perlu mengingat format pesan SMS yang akan dikirimkan ke bank dan juga nomor tujuan SMS banking.

Fitur

Fitur-fitur layanan mobile banking antara lain layanan informasi (saldo, mutasi rekening,  suku bunga, dan lokasi cabang/ATM terdekat); dan layanan transaksi, seperti transfer, pembayaran tagihan (listrik, air, internet), pembelian pulsa, dan berbagai fitur lainnya.

Cara Kerja

Untuk menggunakan mobile banking, nasabah harus mendaftarkan diri terlebih dahulu ke bank. Nasabah dapat memanfaatkan layanan mobile banking dengan cara mengakses menu yang telah tersedia pada aplikasi yang terinstal di ponsel. Apabila nasabah menggunakan mobile banking melalui aplikasi yang terinstal di ponsel, nasabah harus mengunduh dan menginstal aplikasi pada telepon seluler terlebih dahulu. Pada saat membuka aplikasi tersebut, nasabah harus memasukkan User-ID dan password untuk login, kemudian nasabah dapat memilih menu transaksi yang tersedia dan diminta memasukkan OTP saat menjalankan transaksi.

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